BetterLife Foundation Co

Community Assistance
& Support

Find support for today. Build toward tomorrow.

Moving forward can be difficult when food, housing or essential bills are uncertain. Whether you are navigating reentry, facing a job loss, supporting your family or managing another life transition, knowing where to turn can make a difference.

BetterLife Foundation Co shares these resources to help individuals and families connect with assistance in their communities. Start with 211 to explore organizations and services that may address your needs.

A place to start

You Do Not Have to Find
Every Resource Alone.

Explain what you need. A 211 specialist can help you identify services and organizations to contact.

Connect With Help in Your Community

211 is a national resource network that connects people with information and referrals for needs such as housing, food, utility bills, healthcare and caregiver support.

Visit 211.org to explore resources, or use its local service finder to search by location.

Start with your most immediate need. If you are navigating reentry, a disability, caregiving responsibilities or a change in income, mention that when asking for referrals.
Explore available support

What Do You Need Help With?

Choose a starting point below. Available programs and eligibility requirements vary by community.

01

Housing & Shelter

Ask about local housing resources, shelter referrals and programs that may help with housing expenses.

Explore housing resources
02

Food & Groceries

Find information about food programs and benefits. Ask your local 211 about nearby food pantries and meal resources.

Explore food resources
03

Utilities & Essential Bills

Explore resources for utility expenses and ask about local assistance if you are behind on essential bills.

Explore utility resources
05

Family & Caregiver Needs

If you care for a child, an older adult or someone with a disability, ask about resources that fit your household’s needs.

Ask your local 211
06

Reentry & Life Transitions

Explain the barriers you are facing and ask which local organizations may help with your transition back into the community.

Find local referral assistance
More than a referral

Explore National Resources.

Find organizations and tools for banking, credit, employment, starting a business, education, housing, healthcare, legal needs and more. These resources complement 211 and can help you take the next step.

How to use this directory: Select a category to see organizations and direct links. Some provide free services; others offer information, applications, or referrals. Check current costs, eligibility, availability and any state-specific rules before enrolling.
Banking, Savings & Financial Accounts

For people seeking a checking account, direct deposit, savings, and money-management tools.

No monthly fee

Chime

Online checking and savings through partner banks. No monthly account fees or minimum-balance requirements; approval and other fees or limits may apply.

Visit Chime
No monthly fee

Capital One 360

Checking and savings accounts with no monthly account fees or minimum balances; standard identity verification applies.

Visit Capital One 360
No monthly fee

Credit Karma Money

Checking and savings products offered through banking partners; eligibility and account terms apply.

Visit Credit Karma Money
Free education

FDIC Money Smart

Free banking, budgeting, saving, and borrowing education. Helpful for people opening their first account.

Visit FDIC Money Smart
Account finder

Bank On

Find accounts designed to meet national standards for low-cost, safe banking; availability varies by institution.

Visit Bank On
Credit Building, Credit Reports & Debt

For people seeking to understand their credit, correct errors, manage debt, or build positive payment history.

Free credit reports

AnnualCreditReport.com

Official site to obtain free credit reports from Equifax, Experian, and TransUnion.

Visit AnnualCreditReport.com
Eligibility applies

Credit Karma Credit Builder

Eligible users can make contributions through a credit-building product that combines savings with reported loan payments. Confirm current minimums and conditions before enrolling.

Visit Credit Karma Credit Builder
Free worksheets

CFPB — Focus on Reentry

Financial education materials addressing money decisions and challenges before and after release.

Visit CFPB — Focus on Reentry
Entrepreneurship & Self-Employment

For people interested in starting a business, self-employment, business loans, or turning skills into income.

Free mentoring

SCORE

Free mentoring from volunteer business professionals, plus startup planning and workshops; some events may have fees.

Visit SCORE
Financing option

SBA Microloan Program

Learn about business microloans from participating intermediary lenders; credit and eligibility requirements apply.

Visit SBA Microloan Program
Financing option

Kiva U.S.

Explore crowdfunded small-business lending for eligible borrowers; funding is not guaranteed.

Visit Kiva U.S.
Jobs, Career Matching & Trade Skills

For people seeking second-chance employment, resume help, apprenticeships, training, and career exploration.

Local service finder

American Job Centers

Find public workforce centers that may offer job-search assistance, training referrals, and employment services.

Visit American Job Centers
Opportunity finder

Apprenticeship.gov

Search registered apprenticeship opportunities combining paid work and training.

Visit Apprenticeship.gov
Selected locations

Center for Employment Opportunities

Employment services for justice-impacted individuals in select locations. Check service areas and referral requirements.

Visit Center for Employment Opportunities
Eligibility applies

FreeWorld

Career pathways and support focused on trucking/CDL careers for justice-impacted people; program availability varies.

Visit FreeWorld
Housing, Food, Clothing & Transportation

For immediate living needs, including shelter, groceries, clothing, local transit, and other essential support.

National directory

Findhelp

Search local programs by ZIP code for housing, food, transportation, employment, and financial support.

Visit Findhelp
Local referral network

211

Connect with local information and referrals for housing, food, utilities, and other immediate needs.

Visit 211
Eligibility screening

USA.gov Benefit Finder

Explore government benefit programs that may assist with food, healthcare, housing, or family needs.

Visit USA.gov Benefit Finder
Discount program

Lifeline

Check eligibility for discounted phone or internet service through participating providers.

Visit Lifeline
Identification, Legal Help & Record Clearance

For birth certificates, Social Security cards, IDs, legal questions, expungement, and licensing restrictions.

Legal directory

LawHelp.org

Find state-specific civil legal information and legal aid resources.

Visit LawHelp.org
Legal information

Clean Slate Clearinghouse

Explore record-clearance policies, expungement information, and state-specific resources.

Visit Clean Slate Clearinghouse
Healthcare, Mental Health & Recovery

For insurance, healthcare access, emotional distress, substance-use treatment, and recovery support.

Treatment finder

FindTreatment.gov

Find mental health and substance-use treatment providers by location.

Visit FindTreatment.gov
Free crisis support

988 Suicide & Crisis Lifeline

Call or text 988 for immediate emotional distress or suicide crisis support in the United States.

Visit 988 Suicide & Crisis Lifeline
Insurance marketplace

HealthCare.gov

Explore health insurance Marketplace coverage and enrollment options.

Visit HealthCare.gov
Support network

NAMI

Mental health education, support resources, and family information.

Visit NAMI
Recovery support

SMART Recovery

Mutual-support meetings and practical tools for addictive behaviors; meeting availability varies.

Visit SMART Recovery
Education, GED & Certifications

For adult literacy, GED or high-school equivalency, college, workforce credentials, and training.

Government resource

Federal Student Aid

Learn about FAFSA, federal student aid, and education funding eligibility.

Visit Federal Student Aid
Eligibility applies

Job Corps

Education and career training for eligible young adults; admission requirements apply.

Visit Job Corps
Relationships, Parenting & Peer Support

For family reconnection, parenting education, mentorship, and community-based support.

Program information

Prison Fellowship Angel Tree

Family connection programs for children with an incarcerated parent; participation and local availability vary.

Visit Prison Fellowship Angel Tree
Local referral network

211 — Local Family Services

Ask about parenting classes, family counseling referrals, caregiving resources, and community support.

Visit 211 — Local Family Services
Reentry Planning & Life Transitions

For people preparing to return to the community and needing help identifying next steps.

Local directory

Findhelp

Search for local programs and organizations based on ZIP code and need.

Visit Findhelp

Listings are informational and are not endorsements or guarantees of approval, eligibility, employment, funding, housing or treatment. Financial products may involve identity verification and additional terms. BetterLife is not affiliated with the listed organizations unless expressly stated.

Prepare for your next step

Make the First Contact Count.

You do not need every answer before reaching out. Start with what you know and ask what to do next.

What should I tell 211?

Share your location and explain your most urgent need first. Mention any deadline, such as a utility shutoff notice or an immediate need for somewhere to stay.

You can say: “I live in this ZIP code, and I need help finding resources for housing, food or bills. Where should I start?”

What should I ask a referred organization?
  • Are you accepting applications right now?
  • Do you serve my ZIP code or county?
  • What are the eligibility requirements?
  • What documents will I need?
  • Is there a cost, waiting list or deadline?
  • How do I apply and follow up?

Write down the organization’s name, contact information and the next action you need to take.

What if I am returning from incarceration?

Let the specialist know you are looking for reentry resources. Explain your immediate needs and ask whether the suggested organizations work with people returning from incarceration.

If you are having difficulty obtaining documents or meeting an application requirement, mention that and ask what alternatives or additional referrals may be available.

What if a program cannot help me?

Ask why you do not qualify or whether funding is temporarily unavailable. Request another referral and ask whether you should check back later.

You can also contact 211 again, explain which organizations you already tried and ask about other options.

Beyond the links

Build a Plan for What Comes Next.

Finding an organization is one step. Knowing which resources to use first—and how they fit your personal goals—is another. BetterLife Foundation Co provides non-clinical behavioral education, career-readiness support and mentoring to help participants make informed decisions.

Example: Interested in Starting a Business?

  1. Secure identification and a reliable way to receive payments.
  2. Review your credit and address errors or financial barriers.
  3. Connect with a business mentor through SCORE or a Small Business Development Center.
  4. Develop a business plan, budget and realistic startup steps.
  5. Explore funding only after reviewing eligibility, repayment terms and financial risk.
One step forward

Start With One Call
or One Search.

You do not have to solve everything at once. Identify your most immediate need and connect with someone who can help you explore your options.

Resource links open in a new tab so you can keep this page open.

BetterLife Foundation Co shares these links as community resources. Assistance is provided by independent organizations. Links do not imply partnership, endorsement or affiliation. Eligibility, fees, funding and availability vary by provider; referrals do not guarantee assistance.